Tackling scams head-on.

The scam surge: A global and local challenge. 

Scams like authorised push payment (APP) fraud are one of the fastest-growing threats in the payments space. Globally, APP fraud is projected to hit $7.6 billion by 2028. In the UK alone, recent data shows £450.7 million in APP fraud losses in 2024, with investment scams soaring 34% year-on-year. 

Behind the numbers is a harsh reality: fast payments and digital platforms are being exploited by increasingly sophisticated actors. For fintechs and issuers, the challenge is both compliance and customer trust. 

How Thredd is changing the game. 

At Thredd, we believe fighting scams takes more than point solutions—it takes a joined-up strategy. Our new Scam Transaction Monitoring solution gives clients a 360° view of all activity. Card, payment, and login—through one platform. No more jumping between tools or chasing incomplete data. 

Key advantages: 

• Real-time defence: Block or flag suspicious payments before funds leave the account. 

• Unified monitoring: Card and non-card data converge into one source of truth. 

• Smarter detection: With models trained on billions of transactions, we identify up to 33% more scams—even those missed by existing controls. 

• Faster insights: Our sandbox testing lets you simulate new fraud rules instantly—no waiting weeks to understand impact. 

More than a tool. A true partnership. 

We designed this solution with scalability and usability at its core. Setup is streamlined, with plug-and-play integration and minimal data requirements. And once live, we don’t just hand over the keys, we support with onboarding, training, and rule tuning, every step of the way. 

Our clients have already seen results—like reducing scam rates by over 80% in one year and catching 40% more chargebacks than their previous systems. 

Scammers are agile. We must be more so. Whether you’re a scale-up or an established player, our scam transaction monitoring solution helps you grow with confidence, protecting your customers, your brand, and your bottom line. 

Want to see it in action?