Why download

Credit products are being unbundled and rebuilt. Consumers now move fluidly between installments, overdrafts, charge models and revolving credit depending on context.

This report distills insight from:

  • Colton Pond, CMO, LoanPro

  • Faran Taher, Global Head of Credit, Thredd

  • Jonathan Vaux, Head of Propositions and Partnerships, Thredd

You’ll gain a clear view of:

  • What is driving today’s shift toward flexible, programmable credit

  • How issuers and platforms are designing contextual credit journeys

  • Which credit models are accelerating revenue for fintechs, SaaS platforms and vertical apps

  • How regulatory and infrastructure changes will reshape credit over the next 12–24 months

This white paper offers strategic guidance for product leaders, credit innovators and fintech teams building their next credit proposition.

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